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Books: Colleges' Budget-Busters

Most important before heading back to school, find out what books you have to buy, Loyola suggests. Many college bookstores post the required textbooks online for each course. You need to shop early so you'll have a chance to buy used books, which often sell out fast once classes start.

When it comes to shopping for college books, this is a textbook case of the early bird getting the bargain.

· On the air: Michelle Singletary discusses personal finance Tuesdays on NPR's "Day to Day" program and online athttp://www.npr.org.

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· By e-mail:singletarym@washpost.com.

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